Est. 1856 · Walcott, Iowa
Insurance from neighbors you’ve known for generations.
Iowa’s oldest county mutual — protecting the homes, farms, and families of eastern Iowa since 1856.
A different kind of insurance company
Local, mutual, and built to last.
Walcott Mutual began in 1856 when a group of German farm families joined together to protect one another. Nearly 170 years later we’re still owned by our policyholders — not distant shareholders — with decisions made right here in Walcott by people who share your roads, your schools, and your weather.
168 years strong
Iowa’s oldest county mutual — a track record of paying claims and keeping promises since 1856.
Owned by members
As a mutual, our policyholders are our owners. That means service, not sales quotas, comes first.
Backed by Grinnell
Reinsurance through Grinnell Mutual gives a small company the strength of a much larger one.
What we cover
Coverage for home, farm & everything in between
Homeowners
Protect the house you’ve made a home — structure, belongings, and liability.
Farm Property & Liability
Coverage built for Iowa farms — dwellings, outbuildings, and liability.
Renters
Affordable protection for tenants and everything you own inside.
Rented Dwelling
Property and liability coverage for the homes you rent to others.
The easiest way to pay
Pay your bill online, anytime.
Our secure payment portal lets you pay in minutes — 24 hours a day, no account required. Have your policy number handy and you’re set.
Secure payments powered by InvoiceCloud.
Where we serve
Proudly serving eastern Iowa
For generations we’ve written coverage across four eastern-Iowa counties — Scott, Cedar, Clinton, and Muscatine. Our independent agents live and work in these communities, so help is always close to home.
“A mutual answers to its members — that’s the whole point.”
Learn how a policyholder-owned company has looked after eastern Iowa for six generations.