Our Coverage
Coverage for home, farm & family
Straightforward protection, written by neighbors and backed by the strength of Grinnell Mutual.
Homeowners Insurance
Your home is likely the biggest investment you'll ever make. Our homeowners coverage protects the structure, what's inside, and you.
- Dwelling & attached structures
- Personal belongings
- Personal liability protection
- Additional living expenses after a covered loss
Farm Property & Liability
Insurance was born on Iowa farms in 1856, and it's still at the heart of what we do. We cover the buildings and the risks unique to farm life.
- Farm dwellings
- Barns & outbuildings
- Machinery & equipment
- Farm & premises liability
Renters Insurance
You don't own the building, but everything inside is yours. Renters coverage protects your belongings and shields you from liability — for less than you'd think.
- Personal property
- Personal liability
- Loss of use / temporary housing
Rented Dwelling Property & Liability
Own a property you rent to others? Protect your investment and your liability as a landlord with coverage tailored to rental dwellings.
- Landlord dwelling & structures
- Premises liability
- Fair rental value
Reinsurance is provided to Walcott Mutual Insurance Association through a contract with Grinnell Mutual Reinsurance Company — giving our members the security of a much larger insurer.